80+ Years of Combined Experience Advising Uniquely Successful Individuals & Families
Truly Diversify in Real Assets: Timeless Strategies of History's Wealthiest Families.
We have access to direct investments in real estate, private equity and infrastructure loans with attractive yields and reasonable minimums.
Timeframes Set to Fund Your Goals: Uniform withdrawals is a strategy destined to fail.
Why take consistent distributions by selling evenly across a volatile investment portfolio?
Investments Matched to Your Timeframes (below): Typical asset allocation models assume more risk.
Keep safer money close to the time you need it, providing adequate horizons for market investments to reward you!
A Custom Blend of Integras Strategies for Every Client
Experience shows that accepting lower returns near term assets provides great comfort and enables spending regardless of market behavior.
This also affords time: allowing the longer layers of investments years to seek successively higher returns
Integras Partners also incorporates the Endowment Style of investing in Real Assets for a reasonable percentage of long-term money.
We have access to direct investments in real estate, private equity and infrastructure debt - all without commissions. These offerings do have an initial period of illiquidity, which is fine when the shorter term assets have been set aside to provide required income.
Incorporating institutional style assets does not guarantee the same performance or returns as endowments and there is no assurance that the investment objectives of these programs will be attained.
Traditional Allocation Models Assume More Risk
Many corporate firms still adhere to the Modern Portfolio Theory (MPT) developed in the 1950's!
University of Chicago Professor Harry Markowitz enlightened investors to encompass the smaller capitalization (small cap) stocks, international investments and broader bond holdings to enhance portfolio returns and reduce portfolio volatility. His research is valid, earned him the Nobel Economic Prize in 80's, but is often mistakenly applied to all timeframes!
MPT relies on the long term (decades) performance of stocks and bonds to have opposing direction to soften the drawdowns in portfolio values. Many brokerage houses remind their clients they are "investing for the long-term" and stay locked to a target portfolio allocation in all market cycles. We do incorporate these ideas, but only for the longest timeframe investments. Including all asset classes for shorter timeframes assumes all risks.
There are risks involved with investing which may include market fluctuation and possible loss of principal value. Particular investments may not be suitable for certain situations. Carefully consider the risks and possible consequences involved prior to making an investment decision.