In This Issue:
- Key Retirement and Tax Numbers
- Hybrid Funds, Lifestyle or Target?
- What Happened to Your Money?
In This Issue:
These are the obstacles we all face in trying to achieve our financial goals:
A Goldilocks Economy Will Williams
Recession Rumblings Brian Christensen, CFA
Beware of Phishing Jeremy Hanshaw
In a few short years, it seems as though the banking industry has revolutionized. It is now easier (and more convenient than ever) to tend to your banking needs, all from the comforts of your pajamas. Gone are the notions of banking hours, and the never-ending lines when you want to deposit your paycheck.
You may have been told to start taking social security as soon as possible (when you reach age 62). Or that you can just keep right on working full time even as you collect. These are just two of the biggest Social Security misconceptions, and if you follow that advice it can end up costing you a lot.
Happy New Year...still. Yeah, I’ll probably keep saying that until February. Or until I get the letter from the home owner’s association that says I’ll be fined if I don’t take down the Christmas lights.
Yep…January. Everyone likes a fresh start. It’s the time of year when folks dig into their account statements…the brokerage, the IRAs, the 401k year enders.
You might glance at how much you have, where the account started off the year, and the rate of return. Hey, it’s no secret…the overall market, the S&P 500 was down in 2018…so there’s a pretty good chance, so was your account.
Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship.
Asset allocation is the process of selecting a mix of asset classes that closely matches an investor’s financial profile in terms of their investment preferences and tolerance for risk.
As the cost of a college education continues to rise, outpacing the rate of inflation, it is becoming beyond the reach of most people unless they have planned early on. For people starting a college savings plan today, questions arise as to the best way to save.